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- Nationwide building society, the UK’s second largest lender, is increasing selected fixed rates for new borrowers by up to 0.25 percentage points from tomorrow .
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Deals for existing customers coming to the end of a deal and looking for a new fixed rate are set to rise for higher LTV deals, and fall for deals at higher 90percent and 95percent LTV. Selected buy-to-let rates for existing customers will go up, while deals for new BTL borrowers – for purchase and remortgage – will decrease. The Spanish-owned bank has also reduced selected fixed rate deals for buy-to-let purchase and remortgage, available through brokers. Leeds building societyis increasing selected residential fixed rates, including interest-only mortgage deals, by up to 0.2 percentage points.
At the same time Santander has increased its fixed rates for buy-to-let purchase and remortgage by up to 0.37 percentage points. Halifax has increased fixed rates again for remortgage customers – it follows two rounds of rate increases last week. And Santander previously increased its residential fixed rates for new customers – for remortgage and purchase – on 26 June. Swap rates – the interest rates at which the banks lend to each other and which help determine the price of fixed rate mortgages – have continued to climb over recent days. Many lenders have increased their fixed rates at least twice within a week.
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